You’ve been working hard, paying your bills on time, keeping your balances low, and watching that credit score rise like a well-tended plant. So why after all that effort did your loan or credit application still get denied? That sting hits differently when you’ve done your part. You might find yourself wondering, What more do…
There was a time I believed that if I could just “get my money right,” everything else would fall into place. The dream man would show up. The perfect life would click together. I’d be stacking savings, tithing like clockwork, sipping something cute on a weekend girls’ trip, all with zero stress. But life doesn’t…
Joseph is one of my faves in the Bible! His story offers a powerful example of achieving financial success with integrity. His life shows that even during times of struggle, purpose and determination pave the way for a better future. I want to share some insights that inspired me about his path. God’s Presence in…
What is a Credit Score and Why Does it Matter? In the world of modern finance where the classic mantra “cash rules everything around me” (C.R.E.A.M) has evolved into a new reality: “credit rules everything around me.” Your credit score is like your financial report card—it’s more than just a number; it’s a key that…
Dealing with Financial Stress Financial stress can feel overwhelming and isolating. When faced with mounting financial pressures, feelings of helplessness can arise. It makes it tough to focus on everyday life when you’re worried about paying bills or keeping a roof over your head. But the Bible offers a wealth of wisdom and comfort to…
Why is your Money Mindset so Important? Understanding limiting money beliefs is the first step to transforming your finances. These beliefs are often deeply ingrained, stemming from childhood or societal influences. They shape how you view money, spend, and save. Recognizing these patterns is crucial for making lasting changes. Your mindset can make or break…
For over a decade, I’ve been immersed in the world of retail banking, specializing in the unique landscape of credit unions. It all began in the soulful city of Memphis, Tennessee, where I kicked off my journey as a float teller and worked my way up to a Vice President-Financial Center Manager. Fast forward to…