couple at the kitchen table going over divorce papers credit rebuild the conversation

How To Rebuild Credit After Divorce Or Separation

Divorce or separation can shake your world. And while you’re navigating emotional healing, legal logistics, and maybe even single parenting it can be easy to overlook how all of it is affecting your credit. But sis, let me lovingly remind you: your financial stability matters now more than ever. At Transforming Finances, we help Christian…

high credit score still denied

Why Do I Have A High Credit Score But Still Get Denied?

You’ve been working hard, paying your bills on time, keeping your balances low, and watching that credit score rise like a well-tended plant. So why after all that effort did your loan or credit application still get denied? That sting hits differently when you’ve done your part. You might find yourself wondering, What more do…

stay out of the comparison lane

How To Break Free From The Comparison Trap And Build A Healthy Money Mindset God’s Way

Let’s talk about something real the comparison trap and your money mindset. It’s that sneaky feeling that creeps in when you see her designer bag, their vacation pics, or someone else’s highlight reel of financial wins. Suddenly your paid-off car or staycation doesn’t feel like enough. Been there? Because same. As Christian women, especially those…

prayer for integrity

The Joseph Principle: Navigating Financial Success With Integrity

Joseph is one of my faves in the Bible! His story offers a powerful example of achieving financial success with integrity. His life shows that even during times of struggle, purpose and determination pave the way for a better future. I want to share some insights that inspired me about his path. God’s Presence in…

money growing and the root of a tree

Digging Up The R.O.O.T.: How To Uncover The Reasons Behind Your Money Habits

Many of us struggle with money habits that seem to repeat themselves. Whether it’s a cycle of overspending, anxiety about every expense, or even avoiding budgets altogether, these challenges can feel overwhelming. As a Christian, I believe that our finances are not just about numbers, but about heart, faith, and the lasting impact of past…

generosity through giving even while in debt

Why Generosity Belongs In Your Budget Even When You’re Paying Off Debt

Managing debt can often feel like walking a tightrope. With every dollar counting, many wonder if there’s room for generosity when financial pressure is mounting. In this article, I want to share why Christian giving still belongs in your budget, even when you’re working hard to pay off debt. I’ll highlight biblical insights, offer practical…

man breaking financial cycles like scarcity mindset

Scarcity Mindset In The Church: Breaking The Cycle With Biblical Truth

Abundance isn’t a sin. Somewhere along the way, many believers started equating holiness with hardship as if living a holy life meant living broke, stressed, and constantly “waiting on a breakthrough.” But here’s the truth: God didn’t call us to a life of lack. He called us to live rooted in His provision, walking in…